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Topic: Got the t-bird appraised today (Read 4727 times) previous topic - next topic

Got the t-bird appraised today

Reply #30
Seems like you got a pretty good price there.  So is your insurance going to go up after you submit the paper work?  If so how much more?  I was thinking about getting mine appraised sometime soon but I'm going to have to check with my insurance company to make sure they will still cover a modified car.

Got the t-bird appraised today

Reply #31
With the old "normal" insurance on the TC I would pay $800/year for third party liability (500K), collision or upset (300 deductible), and comprehensive (100 deductible).

The new "Special Interest" insurance I'll have third party liability (1million), collision or upset (100 deductible), and comprehensive (100 deductible). The only thing is the car now is an occasional use vehicle. It should only cost about $150 on a $5000 appraised car.

Got the t-bird appraised today

Reply #32
The final cost is in. $155.04 for the year.

Got the t-bird appraised today

Reply #33
Hey Thats great Paul...( I'll send that bill now for the difference in price you paid) :giggle: :

When you do a couple of little things here and there(such as repaint the rear bumper), you probably should submit pictures to the insurance co. to show them you are improving the cars condition...

Got the t-bird appraised today

Reply #34
:giggle: I think you're SOL on that Tom!
 
That's another benifit about getting the appraisal; I've had it confirmed where the car needs attention.
Quote from: TurboCoupe50
you probably should submit pictures to the insurance co. to show them you are improving the cars condition...
I was wondering if I could do that or if I had to get the car reappraised?

Got the t-bird appraised today

Reply #35
Quote from: thundergrowl
The final cost is in. $155.04 for the year.


WTF? $155 for the entire year?? What type of coverage is that?
1988 Tbird Stock bottom end 306, Windsor Jr's, Explorer intake, 125 shot.
Best ET: 12.11 Best MPH: 113.8 1/4 mile

Got the t-bird appraised today

Reply #36
Quote
What type of coverage is that?

Quote
The only thing is the car now is an occasional use vehicle.


Limited mileage allowed per year, not to be used for this, that, and the other thing, etc.

Kind of like collector plates, I guess, where your Model T must be maintained in excellent condition, only driven in parades, on Sundays, or for special events, must be kept in a climate-controlled garage, that sort of thing.

And here's the Newfieland "Antique Vehicle" rules (quite similar)...

[COLOR="Red"]In this Province an "antique vehicle" is:

a vehicle that is 25 years of age or older, maintained as nearly as possible with original component parts; certified by the Newfoundland Antique and Classic Car Club, and owned as a collector item; operated solely for use in exhibitions, Club activities, parades, and other similar functions; and used for occasional family pleasure but, in no event, for general transportation or business purposes.[/COLOR]
Death awaits you all with nasty, big, pointy teeth.

1988 5.0 Bird, mostly stock, partly not, now gone to T-Bird heaven.
1990 Volvo 740GL. 114 tire-shredding horsies, baby!

Got the t-bird appraised today

Reply #37
here if you drive less the 1000 miles a years its around that price a year.
Quote from: jcassity
I honestly dont think you could exceed the cost of a new car buy installing new *stock* parts everywhere in your coug our tbird. Its just plain impossible. You could revamp the entire drivetrain/engine/suspenstion and still come out ahead.
Hooligans! 
1988 Crown Vic wagon. 120K California car. Wifes grocery getter. (junked)
1987 Ford Thunderbird LX. 5.0. s.o., sn-95 t-5 and an f-150 clutch. Driven daily and going strong.
1986 cougar.
lilsammywasapunkrocker@yahoo.com

Got the t-bird appraised today

Reply #38
Quote from: chrome302jr
WTF? $155 for the entire year?? What type of coverage is that?

Third party liability (1million), collision or upset (100 deductible), and comprehensive (100 deductible).

I got the coverage through www.garysteevesinsurance.com The Coverage is underwritten by Elite Insurance Company. They even have a policy for modified street cars at a slightly higher premium. My insurance is called "Silver Wheel Plan - Special Interest" for vehicles 15-24 years old and the custom car insurance is called "Custom Wheel Plan"

My 87 is not considered an antique yet but when it's 25 years old the premium will drop.

Got the t-bird appraised today

Reply #39
We have the same thing here in Ontario (underwritten by Elite) except it's offered through Lant Insurance Brokers.

I'm switching mine over to the Custom Wheel plan for next year.

My coverage won't be any cheaper than what I currently pay but the car will be covered for the full appraisal amount in case something ever happened (knock on wood) unlike my current situation which would give book value which wouldn't even cover the cost of the wheels.

Got the t-bird appraised today

Reply #40
155 a year...i pay 120 a month...
It's Gumby's fault.

Got the t-bird appraised today

Reply #41
I pay 67.66 a month for both of my cars.  Liability of course, but still.  Can't beat the price!  :D

406 for 6 months.
Willpower is no match for Horsepower.

Got the t-bird appraised today

Reply #42
I pay 180 a month...and im 21 so i guess that as somthing to do w/ it
1988- 3.8- T-bird- sold 2005 Grand Prix, GTP- COMP.G MODS: Inferno Hood, GXP spoiler, Liquid Metal Wheels,K&N Intake,LED taillights,LED reverse lights, LED interior lights, 180*,605s, Pacesetters :burnout:

Got the t-bird appraised today

Reply #43
Quote from: Vantage08;103215
I pay 180 a month...and im 21 so i guess that as somthing to do w/ it

ouch? 22 here and only paying $70 for liability. Once my car's repaint is perfect and I put it back together, I'll probably be adding more coverage
1988 Thunderbird Sport

Got the t-bird appraised today

Reply #44
My parents still pay my insurance, though next month I will be on my own for the and with two cars, (one being the :shakeass:pirate) it will be about 84 something a month...

the :shakeass:pirate is more expensive than my cat, I couldn't beleive it, though I wonder if I told the insurance company that I would already have my casket, i could get a cheaper rate?

Oh well

Daniel

PS 22 soon to be 23, and they shouldn't have giving us new smileys! SO sorry if I offend anyone, I couldn't resit.
1987 Cougar XR7 5.0 SOLD
1992 Ranger 4.0
2018 Hyundai Elantra
2019 Ram Rebel